Can I borrow some of your Money Tree?

Wouldn't that be nice!?!?!

I've always been a HUGE fan of managing money, especially mine!

I can honestly say that when it comes to money, I'm pretty good at it.

I have never had "liquid debt"...and knock on wood, will never have it. I hate credit cards, and though I own one, it's only so I can get the free Gymboree clothes each month! LOL

I've always been so scared of debt. It's a very bad four letter word to me!

Recently I've realized though, that there is more to money than just not being in serious debt. I need my money to start working 'for me' in better ways.

Basically I want to spend more wisely and pay off the little debt we do have.

So starting May 1st the Super Smith Family is going on a very strict budget.

This isn't to say we wont have 'fun' money, that will include entertainment and clothes, and the misc. things that life tends to includes, but it is to say that we'll account for everything we purchase, and make sure it's on the "need" list.

I hope to be able to blog about our experience, and see where we'll go with it.

Our goal is to pay off both car loans, and Dave's school loans, which are from his Master's Degree. Which reminds me how lucky we are that those are the only school loans we have! Go US!

I'm so excited for May 1st to come! Can't wait to see where all the money goes!